FAQ

1. How much does Swipe Pay charge for processing credit card payments?

Swipe Pay offers transparent and competitive pricing tailored to fit your business needs. We provide multiple pricing options, including Dual Pricing, Flat-Rate, and Interchange-Plus models, so you can choose the plan that gives you the best value. Many merchants qualify for zero processing fees through our Dual Pricing program, which allows you to offset transaction costs by passing a small service fee to customers who pay with cards. With no hidden fees, no setup charges, and clear monthly statements, Swipe Pay helps you keep more of what you earn.

2. Do I have to buy expensive hardware or equipment to start using Swipe Pay?

Not at all. Swipe Pay makes it easy and affordable to start accepting payments. We offer free Bluetooth card readers, smart terminals, and POS systems to qualifying merchants. Our hardware is plug-and-play, meaning you can begin processing payments in minutes, no complicated installation required. Plus, all devices support contactless payments (NFC), chip cards (EMV), and swipe transactions, ensuring your customers have a fast and convenient checkout experience. You also get 24/7 hardware support to keep your business running smoothly.

3. Can I accept both in-store and online payments with Swipe Pay?

Yes, Swipe Pay provides an all-in-one payment solution that supports in-person, mobile, and online transactions. Whether you’re running a retail shop, a food truck, or an eCommerce store, you can manage all payments from one secure dashboard. Our system integrates seamlessly with popular shopping carts, accounting tools, and invoicing platforms, allowing you to track every sale in real time. You can also send digital invoices, recurring payment links, and virtual terminal requests, giving your customers flexible ways to pay from anywhere.

4. How secure are the transactions processed with Swipe Pay?

Swipe Pay is built on bank-grade security and full PCI compliance to ensure your business and customer data remain protected. Every transaction is encrypted using end-to-end encryption and tokenization, which means sensitive card information is never stored or exposed. We also offer fraud prevention tools, real-time transaction monitoring, and chargeback protection programs to help you minimize risk. With these advanced security measures in place, you can confidently accept payments knowing your business is backed by enterprise-level protection.

We Can Help You!

Simplifying Payments, Empowering Your Business

At Swipe Pay, we make payment processing effortless and affordable. From zero-fee credit card solutions to free POS hardware and fast funding, we help your business save money, boost efficiency, and get paid faster, all with unmatched support.